Understanding your credit can be an important part of applying for a loan. The links below will take you to sites that can provide you with information about your credit. Professional Home Mortgage provides these links only as a service to you, and does not assume any responsiblity for their use. Free Credit Reports Online - issues a free personal copy of credit reports. Online Credit Reporting Corporation - offers three bureau merged reports in assistance with debt consolidation, bankruptcy attorneys, and divorce lawyers. QSpace - offers online credit reports. Equifax Personal Solutions - designed to empower consumers with information, education, and access. Experian Credit Expert - provides real time credit reports and scores, credit monitoring, card registration, and more. TransUnion Personal Solutions - provides reports for individuals and answers to commonly asked questions about credit history.